Board Members

Established by Ordinance 80-7 and Resolution 80-25, and amended by Ordinance 09-30, the Housing Finance Authority (HFA) is comprised of seven members with not less than a majority of the members knowledgeable in the following fields: commerce, labor and finance. Terms are four year terms. Each member is required to file Financial Disclosure with the Supervisor of Elections.
Robert Marshall

Michael O'Donnell

District: 5
Term: 2
Position: Chair
Requirement: Finanace
Term Expires: 2/20/28
Email: info@sjcountyhfa.com

Bio

Director of Accounting & Finance/Controller at SpotHopper, a successful startup that provides subscription-based marketing software applications and website design to various restaurants and bars throughout North America.  He is a  CPA that has 15+ years’ experience in operational accounting in many different industries, as well as extensive public accounting experience.  

Robert Marshall

Robert Marshall

District: 5
Term: 4
Position: Vice Chair
Requirement: Labor
Term Expires: 2/20/28
Email: info@sjcountyhfa.com

Bio

Robert Marshall is an award winning custom home builder and commercial builder. He is the Founder of World Island Builders, Inc. through which he has built over 100 custom and affordable homes.  He is also owner of Marshall Real Estate Development which has developed and built several Industrial projects and an affordable housing development.  He began his career in construction in 1973.

Robin Pfalzgraf

Robin Pfalzgraf

District: 1
Term: 1
Position: Member
Requirement: Finance
Term Expires: 4/15/29
Email: info@sjcountyhfa.com

Bio

Robin Pfalzgraf serves as the Executive Director of the Jacksonville Community Land Trust and has devoted her career to advancing affordable housing. She has also led a Habitat for Humanity affiliate and other programs dedicated to creating opportunities for families to achieve stability through homeownership. Robin believes that every person deserves a decent, affordable place to call home and works to make that a reality through strong community partnerships. Her leadership reflects a lifelong commitment to building resilient neighborhoods and expanding access to safe, affordable housing.

Erick Saks

Erick Saks

District: 1
Term: 1
Position: Member
Requirement: Labor
Term Expires: 2/16/25
Email: info@sjcountyhfa.com

Bio

Founder and Executive Director of Operation Lifeline Inc., a nonprofit dedicated to assisting veterans in need. He is a retired lieutenant colonel of the U.S. Air Force with over 26 years of service, he has been pivotal in humanitarian efforts worldwide, including infrastructural development in Afghanistan. Today, Erick continues his advocacy for underserved communities and serves on numerous local governance boards to further his impact. 

Linda DeGrande

Linda B DeGrande

District: 2
Term: 5
Position: Treasurer/Secretary
Requirement: Commerce
Term Expires: 9/6/26
Email: info@sjcountyhfa.com

Bio

Linda DeGrande has over 40 years of Real Estate experience.  Her specialty is Residential and Commercial.  Her certification include – Distressed Property Expert, Real Estate Brokerage Manager   Residential Specialist, and Graduate Realtor Institute.

Carolina Morrow

Carolina Morrow

District: 3
Term: 1
Position: Member
Requirement:
Term Expires: 4/19/26
Email: info@sjcountyhfa.com

Bio

Program Manager, Habitat for Humanity of St. Augustine/St. Johns County Inc.. She is responsible for the oversight the Homeownership Program.  She coaches her clients in the area financial literacy and homeownership counseling. 

Malinda Peeples

Malinda Peeples

District #: 2
Term: 4
Position: Member
Requirement: Labor
Term Expires: 7/19/26
Email: info@sjcountyhfa.com

Bio

Executive Director of SEA Community Help Resource Center, a small organization developed to provide various services to the residents of Spuds, Elkton and Armstrong in unincorporated St. Johns County, Fl. Through the nonprofit; she provides services to meet all of the basic needs of the residents.

Ethics

St Johns County Housing Finance Authority adheres to the code of ethics policy and the governing laws of Florida. Ethics & Public Records Requirements Training